Chelsey Carretero

Chelsey Carretero

Lifelong beer nerd. Extreme twitter evangelist. Incurable social media ninja. Freelance bacon nerd. Friendly music junkie.

57 Total Articles
Understand Surrender Charges and Early Withdrawal Penalties

Understand Surrender Charges and Early Withdrawal Penalties

When choosing an annuity plan, there are important decisions to be made. One of the biggest considerations is...

Retirement Savings: Investing for Retirement with Mutual Funds

Retirement Savings: Investing for Retirement with Mutual Funds

Retirement is a major milestone in life, and one of the most important steps to take in preparing for it is investing....

Managing Retirement Investments with ETFs

Managing Retirement Investments with ETFs

Retirement is a major financial milestone, and it's important to make sure that you have the right investments in place...

Taxable Brokerage Accounts: Everything You Need to Know

Taxable Brokerage Accounts: Everything You Need to Know

Planning for retirement can be overwhelming, especially when it comes to understanding the different types of accounts...

Choosing the Right Variable Universal Life Insurance Policy

Choosing the Right Variable Universal Life Insurance Policy

Choosing the right variable universal life insurance policy can be daunting. With so many different options and features...

Maximizing Retirement Savings Contributions

Maximizing Retirement Savings Contributions

Saving for retirement is a crucial part of planning for your future, and maximizing your retirement savings contributions ...

Understanding Out-of-Pocket Maximums in Health Insurance Coverage

Understanding Out-of-Pocket Maximums in Health Insurance Coverage

When it comes to health insurance coverage, understanding out-of-pocket maximums is essential. Out-of-pocket maximums are ...

Fixed Annuities Explained

Fixed Annuities Explained

Are you looking to secure a regular income stream? Fixed annuities may be the right choice for you. Fixed annuities are...

Choosing the Right Whole Life Insurance Policy

Choosing the Right Whole Life Insurance Policy

Deciding to invest in life insurance is a big step that requires careful consideration. Whole life insurance is an...

Indexed Annuities: A Comprehensive Overview

Indexed Annuities: A Comprehensive Overview

Are you considering investing in an indexed annuity? With the right information, you can make an informed decision about...

The Benefits of Guaranteed Universal Life Insurance

The Benefits of Guaranteed Universal Life Insurance

Having life insurance is an important part of a secure financial future. Guaranteed universal life insurance (GUL) is a...

Everything You Need to Know About Traditional and Roth IRAs

Everything You Need to Know About Traditional and Roth IRAs

When it comes to retirement savings, the most common strategies are to invest in either a Traditional or Roth IRA. But...

Understanding PPO Health Plans

Understanding PPO Health Plans

Are you confused about PPO health plans? You're not alone! Many people are uncertain about the differences between health ...

Everything You Need to Know About Variable Annuities

Everything You Need to Know About Variable Annuities

Are you considering investing in a Variable Annuity? If so, you’ve come to the right place! Variable Annuities are a...

Understanding Inpatient Care Coverage Options

Understanding Inpatient Care Coverage Options

If you are considering inpatient care, it is important to understand your coverage options. From private insurance plans...

Calculating Annuity Payments: A Comprehensive Overview

Calculating Annuity Payments: A Comprehensive Overview

Are you considering investing in an annuity plan but are confused about how to calculate annuity payments? You're not...

Understanding the Cost of Universal Life Insurance

Understanding the Cost of Universal Life Insurance

When it comes to life insurance, universal life insurance is one of the most popular and versatile choices. Universal...

401(k)s and Other Employer-Sponsored Retirement Plans Explained

401(k)s and Other Employer-Sponsored Retirement Plans Explained

Retirement planning can be an intimidating prospect for many people. Between trying to determine how much to save, which...

Everything You Need to Know About POS Health Plans

Everything You Need to Know About POS Health Plans

Are you confused about POS health plans? You're not alone. With so many types of health insurance plans out there, it can ...

How to Choose the Right Term Life Insurance Policy

How to Choose the Right Term Life Insurance Policy

When it comes to life insurance, there are many types of coverage and options to consider. Term life insurance is one of...

Understanding How Term Life Insurance Works

Understanding How Term Life Insurance Works

When it comes to protecting your family and ensuring their financial stability, term life insurance is one of the best...

Linked Benefit Long-Term Care Policies: Everything You Need To Know

Linked Benefit Long-Term Care Policies: Everything You Need To Know

Long-term care insurance can be an invaluable asset for those looking to secure their future. Linked benefit long-term...

The Cost of Long-term Care Insurance: What You Need to Know

The Cost of Long-term Care Insurance: What You Need to Know

When it comes to planning for the future, long-term care insurance is an important consideration. With the cost of...

The Basics of Tax Credits and Subsidies

The Basics of Tax Credits and Subsidies

Tax credits and subsidies are key elements of the American health care system that help make health care more affordable...

Understanding the Benefits of Variable Universal Life Insurance

Understanding the Benefits of Variable Universal Life Insurance

When it comes to life insurance, it can be difficult to know which policy is right for you. Variable Universal Life (VUL) ...

Assisted Living Care Coverage Options

Assisted Living Care Coverage Options

Finding the right coverage for assisted living care can be a difficult task, as there are many options to choose from. It ...

Understanding How Universal Life Insurance Works

Understanding How Universal Life Insurance Works

Life insurance is an important decision that can provide financial security to your family in the event of your untimely...

Traditional Long-term Care Insurance Policies: Explained

Traditional Long-term Care Insurance Policies: Explained

Many people are not aware of the importance of traditional long-term care insurance policies and the protection they can...

Comparing Annuity Options

Comparing Annuity Options

Are you considering purchasing an annuity, but unsure of which option is best for you? There are a variety of annuity...

Understanding How Whole Life Insurance Works

Understanding How Whole Life Insurance Works

Are you considering taking out a whole life insurance policy, but aren't sure how it works? Whole life insurance can be a ...

Income Drawdown Strategies for Retirement Savings

Income Drawdown Strategies for Retirement Savings

As you approach retirement, it's important to make sure your savings are managed in a way that will provide you with the...

Exploring the Cost of Guaranteed Universal Life Insurance

Exploring the Cost of Guaranteed Universal Life Insurance

Life insurance can be a tricky business. It's important to understand the different types of life insurance and the cost...

Everything You Need to Know About HMO Health Plans

Everything You Need to Know About HMO Health Plans

Health insurance has become increasingly important in recent years, and HMO health plans are an important type of health...

Premiums and Other Costs of Health Insurance

Premiums and Other Costs of Health Insurance

Health insurance is an important part of ensuring that you and your family have the financial security you need to stay...

Choosing the Right Guaranteed Universal Life Insurance Policy

Choosing the Right Guaranteed Universal Life Insurance Policy

Life insurance is an important financial decision, and it's important to choose the right policy for your needs....

Tax Deductions for Long-term Care Premiums

Tax Deductions for Long-term Care Premiums

Tax deductions can be a great way to save money, especially when it comes to long-term care premiums. Long-term care...

Inflation Risk of Annuities: An Overview

Inflation Risk of Annuities: An Overview

When considering annuities as an investment option, it is important to understand the inflation risk associated with...

The Benefits of Universal Life Insurance

The Benefits of Universal Life Insurance

It's important to make sure you are properly insured in the event of an emergency or unforeseen circumstances. Universal...

Cost of Term Life Insurance: Everything You Need to Know

Cost of Term Life Insurance: Everything You Need to Know

When it comes to protecting your family’s financial future, term life insurance is a popular and affordable choice....

Understanding Guaranteed Universal Life Insurance

Understanding Guaranteed Universal Life Insurance

Understanding life insurance and how it works is an important part of financial planning. Guaranteed universal life...

Choosing the Right Universal Life Insurance Policy

Choosing the Right Universal Life Insurance Policy

Are you trying to choose the right universal life insurance policy? With so many options available, it can be difficult...

Understanding Immediate Annuities

Understanding Immediate Annuities

Are you looking for a way to ensure your financial security in retirement? If so, an immediate annuity may be the perfect ...

Everything You Need to Know About Employer-Sponsored Health Plans

Everything You Need to Know About Employer-Sponsored Health Plans

Are you looking for the perfect health insurance plan for you and your family? With so many options available, it can be...

Understanding the Investment Risks of Annuities

Understanding the Investment Risks of Annuities

Investing in annuities can be a great way to build your retirement savings and ensure a steady income in your later...

Understanding Coverage for Pre-existing Conditions

Understanding Coverage for Pre-existing Conditions

Having the right health insurance coverage is essential to getting the medical care you need, especially when it comes to ...

Discounts for Long-Term Care Policies

Discounts for Long-Term Care Policies

Planning for long-term care can be daunting. When you are considering long-term care insurance, it is important to...

Everything You Need To Know About Hybrid Long-Term Care Policies

Everything You Need To Know About Hybrid Long-Term Care Policies

Do you need long-term care insurance but don't know where to start? Hybrid long-term care policies could be the answer....

Understanding EPO Health Plans: What to Know

Understanding EPO Health Plans: What to Know

Healthcare can be complicated, and when it comes to choosing the right health insurance plan for you and your family, it...

Understanding the Benefits of Term Life Insurance

Understanding the Benefits of Term Life Insurance

Life insurance is an important part of financial planning and can provide peace of mind and financial security for you...

Tax Benefits of Annuities

Tax Benefits of Annuities

Are you looking for a way to save for retirement and also reap tax benefits? Annuities may be the perfect solution for...

The Benefits of Whole Life Insurance

The Benefits of Whole Life Insurance

Whole life insurance is an important and beneficial type of life insurance. It not only provides financial protection for ...

Deductible and Copayment Options: An Overview

Deductible and Copayment Options: An Overview

When it comes to health insurance coverage, one of the most important things to consider is the deductible and copayment...

Understanding Variable Universal Life Insurance

Understanding Variable Universal Life Insurance

Are you considering purchasing life insurance, but you're not sure if variable universal life insurance is right for you? ...

Comparing Home Care Coverage Options

Comparing Home Care Coverage Options

As people age, it is important to consider different home care coverage options. From insurance plans to governmental...

Exploring the Cost of Whole Life Insurance

Exploring the Cost of Whole Life Insurance

Are you considering getting whole life insurance? This type of life insurance is a great way to provide your family with...

The Cost of Variable Universal Life Insurance

The Cost of Variable Universal Life Insurance

Are you considering a variable universal life insurance policy as part of your overall financial plan? If so, it's...

Coverage for Preventive Care: Your Guide to Health Insurance Coverage Options

Coverage for Preventive Care: Your Guide to Health Insurance Coverage Options

Are you considering health insurance coverage for preventive care? It's an important decision, and you may be wondering...